CEDX Treasury · Finance
$2.14M available across 18 accounts, $3.46M of total liquidity, 13.7 months of runway at the current burn — and 56.7% of it sitting at one bank against a 35% policy. Treasury shows the position, the risks, and what each lever buys.
The runway screen prints its own arithmetic: “weekly step: liq += collect×0.85 − netBurn/4.3, then add lever impacts on their week.” Not a black box — the screen says so, in those words.
Runs on demo data — the positions screen labels every balance Estimated, Final or Projected.
What it is
Every account, every value date: operating checking at $787K available, payroll funding at $151K, UK ops in GBP, EUR receivables in EUR — each row marked Final, Estimated or Projected. Three accounts sit under $10K on deficit watch.
The liquidity board scores each risk with severity, kind, exposure, confidence and effort: top-bank concentration at $1.22M exposure, unmatched bank lines aging at $4.85M, entity cash-pool rules stale at $112K. Status runs Open → Watching → Mitigating.
The simulator steps liquidity week by week with the formula on screen, then applies levers on their dates: redeem 40% of the MMF for +$527K, accelerate pending IC transfers for +$819K. Simulated runway: 19.8 months against a 14.5 baseline.
Product tour
Not a mockup and not a concept deck. This is what opens at /app/treasury.
01 — Overview
Available $2.14M, total liquidity $3.46M, runway 13.7 months — and the breaches priced: top-bank concentration at 57% of funds, a failed $64K tax wire, and a revolver drawn $92K while the money-market fund sits redeemable.
02 — Liquidity risk
24 ranked rows: concentration, settlement, buffer, maturity and FX kinds, each with exposure and confidence. Facility headroom is a card — $683K free of $775K, $92K drawn — next to the risks that would use it.
03 — Runway
Net burn $253K a month against $3.46M of liquidity. Toggle the levers — redeem MMF, repay the revolver, accelerate IC transfers, delay capex — and the projection redraws: $5.01M simulated end, 19.8 months.
04 — Positions
18 snapshot rows for today worth $2.00M available, 108 rows across the ladder. Nothing is presented as final that is not: Estimated sits on the rows that are estimates, and the deficit watch names the accounts about to dip under $10K.
Who runs it
Roles, not references. We have no named customers yet, so nobody in these photographs is quoted, credited or claimed as one.
Opens the position ladder first, the risk board second, and the runway simulator when the board asks “what if” — with the formula already on screen.
13.7 mo · 21 risks
Feeds the forecast: the $1.81M of pending transfers and the unmatched bank lines are their queue to clear before the weekly step runs.
$1.81M pending
Approves or rejects the agent's proposals — sweep $320K to the MMF ladder, rebalance $150K between banks, repay $80K of revolver — each with its risk grade printed.
3 proposals · $553KThe shape of it
Every figure below is legible in the captures above. Nothing here is a projection of your estate — it is the state of the demo data.
How it runs
The value-date ladder refreshes: 18 accounts today, 108 rows out to T+3 and beyond, every balance labelled Final, Estimated or Projected.
The board reranks: concentration, settlement, buffer, maturity and FX exposures scored with confidence and effort — 21 open, 12 high or critical.
Levers are toggled against the printed formula — redeem MMF, accelerate transfers, delay capex — and runway moves from 13.7 months toward 19.8.
The agent's proposals wait for a person: sweep, rebalance, repay — $553K of moves, each with its risk grade, none executed silently.
One record
These captures come from one demo workspace — Northline Systems — so the balances here are the same money the rest of the finance apps move.
The runway screen itself says the difference: “Unlike Books's runway (AR/AP collect-spend), this is treasury-native: invest, facilities, IC, maturity.” The two are siblings, not duplicates.
CEDX PaymentsWhere $524K of in-transit payouts land — settlement is a position-ladder input.
CEDX PayablesThe pay runs and early-pay takes the cash position funds — $620K of early-pay cash-cap arithmetic starts here.
Limits
Finding this out on the third call is worse for you than reading it here, and worse for us.
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Your accounts, your policies
Treasury with the rest of it
Questions
Yes. Every screenshot is a capture of the running build and you can open the same build at /app/treasury. It runs on demo data.
The screen prints the formula: weekly step liq += collect×0.85 − netBurn/4.3, then lever impacts on their week, scaled from the live redeemable, pending and facility arrays. Baseline 13.7 months; 19.8 with two levers active.
Three are awaiting approval worth $553K: sweep $320K of idle operating cash to the money-market ladder, rebalance $150K between banks, repay $80K of revolver. Each carries a risk grade, and none executes without a person's approval.
56.7% of funds sit at the largest bank against a 35% concentration policy — a $1.22M exposure that leads the risk board. The rebalance proposal is one lever against it.
No certification has been issued. What we can evidence about hosting, encryption, tenant isolation and production access is written up on the security page.
Live build, demo data, no card. Then write your own cash position on a whiteboard and compare.